Call reports 2023
COMMUNITY FIRST BANK — 2023
What COMMUNITY FIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 117,910,000 | 114,128,000 | 116,001,000 | 118,512,000 |
| Total loans | 55,631,000 | 60,493,000 | 63,795,000 | 63,376,000 |
| Allowance for loan losses | 2,180,000 | 2,185,000 | 1,895,000 | 1,897,000 |
| Securities available for sale | 43,246,000 | 41,102,000 | 40,126,000 | 39,435,000 |
| Securities held to maturity | 499,000 | 499,000 | 499,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,516,000 | 104,405,000 | 103,579,000 | 107,614,000 |
| Interest-bearing deposits | 94,954,000 | 93,368,000 | 93,116,000 | 95,014,000 |
| Noninterest-bearing deposits | 12,562,000 | 11,037,000 | 10,463,000 | 12,600,000 |
| Equity capital | 9,908,000 | 9,260,000 | 8,931,000 | 9,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,257,000 | 3,474,000 | 4,706,000 |
| Interest expense | 169,000 | 478,000 | 868,000 | 1,327,000 |
| Net interest income | 928,000 | 1,779,000 | 2,606,000 | 3,379,000 |
| Noninterest income | 116,000 | 225,000 | 339,000 | 447,000 |
| Noninterest expense | 959,000 | 2,002,000 | 2,979,000 | 4,193,000 |
| Provision for loan losses | -650,000 | -650,000 | -943,000 | -943,000 |
| Pretax income | 695,000 | 612,000 | 869,000 | 536,000 |
| Income tax | 18,000 | 18,000 | -4,000 | -151,000 |
| Net income | 677,000 | 594,000 | 873,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,244,000 | 14,117,000 | 14,352,000 | 14,122,000 |