Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 126,813,000 | 123,466,000 | 117,507,000 | 120,023,000 |
| Total loans | 59,955,000 | 57,496,000 | 58,736,000 | 56,920,000 |
| Allowance for loan losses | 2,329,000 | 2,550,000 | 2,820,000 | 2,831,000 |
| Securities available for sale | 50,951,000 | 50,418,000 | 45,807,000 | 45,752,000 |
| Securities held to maturity | 0 | 499,000 | 499,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,464,000 | 113,215,000 | 108,751,000 | 110,950,000 |
| Interest-bearing deposits | 100,917,000 | 99,064,000 | 95,806,000 | 94,464,000 |
| Noninterest-bearing deposits | 14,547,000 | 14,151,000 | 12,945,000 | 16,486,000 |
| Equity capital | 10,952,000 | 9,833,000 | 8,447,000 | 8,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 2,476,000 | 3,562,000 | 4,632,000 |
| Interest expense | 81,000 | 156,000 | 240,000 | 345,000 |
| Net interest income | 895,000 | 2,320,000 | 3,322,000 | 4,287,000 |
| Noninterest income | 136,000 | 234,000 | 336,000 | 443,000 |
| Noninterest expense | 1,024,000 | 2,013,000 | 3,023,000 | 4,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 557,000 | 690,000 | 568,000 |
| Income tax | 0 | 38,000 | 38,000 | 57,000 |
| Net income | 9,000 | 519,000 | 652,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,929,000 | 13,501,000 | 13,693,000 | 13,610,000 |