Call reports 2021
COMMUNITY FIRST BANK — 2021
What COMMUNITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 129,120,000 | 128,584,000 | 128,183,000 | 129,132,000 |
| Total loans | 75,694,000 | 72,975,000 | 66,464,000 | 63,785,000 |
| Allowance for loan losses | 2,531,000 | 2,330,000 | 2,332,000 | 2,318,000 |
| Securities available for sale | 27,255,000 | 37,675,000 | 45,382,000 | 49,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,861,000 | 114,277,000 | 114,018,000 | 115,524,000 |
| Interest-bearing deposits | 101,182,000 | 101,231,000 | 66,374,000 | 99,436,000 |
| Noninterest-bearing deposits | 13,679,000 | 13,046,000 | 47,644,000 | 16,088,000 |
| Equity capital | 13,681,000 | 13,811,000 | 13,666,000 | 13,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 2,701,000 | 3,779,000 | 4,802,000 |
| Interest expense | 132,000 | 251,000 | 358,000 | 451,000 |
| Net interest income | 1,382,000 | 2,450,000 | 3,421,000 | 4,351,000 |
| Noninterest income | 91,000 | 203,000 | 306,000 | 427,000 |
| Noninterest expense | 1,263,000 | 2,448,000 | 3,620,000 | 4,878,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 203,000 | 198,000 | 100,000 | -68,000 |
| Income tax | 49,000 | -18,000 | -18,000 | -88,000 |
| Net income | 154,000 | 216,000 | 118,000 | 20,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,799,000 | 12,922,000 | 12,890,000 | 12,857,000 |
| Total capital | 13,960,000 | 14,079,000 | 14,008,000 | — |
| Risk-weighted assets | 91,589,000 | 91,444,000 | 88,280,000 | — |