Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,322,000 | 121,938,000 | 124,139,000 | 127,482,000 |
| Total loans | 88,314,000 | 94,653,000 | 88,979,000 | 80,878,000 |
| Allowance for loan losses | 2,554,000 | 3,144,000 | 2,474,000 | 2,506,000 |
| Securities available for sale | 18,916,000 | 16,803,000 | 17,434,000 | 19,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,356,000 | 107,846,000 | 109,844,000 | 113,038,000 |
| Interest-bearing deposits | 93,094,000 | 96,621,000 | 98,120,000 | 99,748,000 |
| Noninterest-bearing deposits | 11,262,000 | 11,225,000 | 11,724,000 | 13,290,000 |
| Equity capital | 13,558,000 | 13,627,000 | 13,780,000 | 13,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,363,000 | 2,920,000 | 4,302,000 | 5,546,000 |
| Interest expense | 246,000 | 470,000 | 661,000 | 826,000 |
| Net interest income | 1,117,000 | 2,450,000 | 3,641,000 | 4,720,000 |
| Noninterest income | 119,000 | 216,000 | 321,000 | 435,000 |
| Noninterest expense | 1,223,000 | 2,470,000 | 3,615,000 | 4,819,000 |
| Provision for loan losses | 0 | 586,000 | 596,000 | 626,000 |
| Pretax income | 13,000 | -390,000 | -249,000 | -290,000 |
| Income tax | 0 | 0 | 0 | -141,000 |
| Net income | 13,000 | -390,000 | -249,000 | -149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,541,000 | 12,199,000 | 12,411,000 | 12,577,000 |
| Total capital | 13,899,000 | 13,611,000 | — | — |
| Risk-weighted assets | 107,511,000 | 111,263,000 | — | — |