Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 123,881,000 | 124,336,000 | 122,016,000 | 118,823,000 |
| Total loans | 86,990,000 | 86,750,000 | 88,061,000 | 88,050,000 |
| Allowance for loan losses | 1,494,000 | 1,580,000 | 1,657,000 | 1,918,000 |
| Securities available for sale | 22,602,000 | 22,111,000 | 21,196,000 | 20,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,907,000 | 108,133,000 | 106,029,000 | 104,368,000 |
| Interest-bearing deposits | 97,627,000 | 96,588,000 | 95,379,000 | 93,863,000 |
| Noninterest-bearing deposits | 10,280,000 | 11,545,000 | 10,650,000 | 10,505,000 |
| Equity capital | 15,476,000 | 15,772,000 | 15,532,000 | 14,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,371,000 | 4,763,000 | 5,949,000 |
| Interest expense | 273,000 | 531,000 | 797,000 | 1,058,000 |
| Net interest income | 1,318,000 | 2,840,000 | 3,966,000 | 4,891,000 |
| Noninterest income | 128,000 | 249,000 | 376,000 | 500,000 |
| Noninterest expense | 959,000 | 2,064,000 | 3,243,000 | 4,445,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 1,630,000 |
| Pretax income | 397,000 | 845,000 | 829,000 | -686,000 |
| Income tax | 71,000 | 203,000 | 242,000 | 242,000 |
| Net income | 326,000 | 642,000 | 587,000 | -928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,062,000 | 14,277,000 | 14,124,000 | 12,619,000 |
| Total capital | 15,402,000 | 15,613,000 | 15,505,000 | 13,969,000 |
| Risk-weighted assets | 107,124,000 | 106,644,000 | 110,204,000 | 107,461,000 |