Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 127,617,000 | 126,386,000 | 129,571,000 | 129,842,000 |
| Total loans | 89,247,000 | 90,259,000 | 93,736,000 | 93,923,000 |
| Allowance for loan losses | 1,220,000 | 1,278,000 | 1,312,000 | 1,409,000 |
| Securities available for sale | 24,354,000 | 23,987,000 | 24,506,000 | 23,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,312,000 | 111,104,000 | 108,806,000 | 108,885,000 |
| Interest-bearing deposits | 101,859,000 | 100,772,000 | 99,301,000 | 96,124,000 |
| Noninterest-bearing deposits | 10,453,000 | 10,332,000 | 9,505,000 | 12,761,000 |
| Equity capital | 14,909,000 | 14,883,000 | 14,895,000 | 15,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,008,000 | 4,603,000 | 6,276,000 |
| Interest expense | 208,000 | 414,000 | 640,000 | 905,000 |
| Net interest income | 1,288,000 | 2,594,000 | 3,963,000 | 5,371,000 |
| Noninterest income | 122,000 | 257,000 | 435,000 | 541,000 |
| Noninterest expense | 1,044,000 | 2,078,000 | 3,121,000 | 4,298,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 320,000 |
| Pretax income | 304,000 | 651,000 | 1,095,000 | 1,172,000 |
| Income tax | 11,000 | 170,000 | 273,000 | 159,000 |
| Net income | 293,000 | 481,000 | 822,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,499,000 | 13,582,000 | 13,776,000 | 13,877,000 |
| Total capital | 14,719,000 | 14,860,000 | 15,088,000 | 15,286,000 |
| Risk-weighted assets | 109,609,000 | 110,191,000 | 112,991,000 | 113,502,000 |