Call reports 2017
COMMUNITY FIRST BANK — 2017
What COMMUNITY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 133,929,000 | 129,434,000 | 132,216,000 | 133,685,000 |
| Total loans | 95,144,000 | 94,184,000 | 97,106,000 | 95,363,000 |
| Allowance for loan losses | 1,336,000 | 1,216,000 | 1,297,000 | 1,114,000 |
| Securities available for sale | 22,917,000 | 23,149,000 | 23,497,000 | 23,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,222,000 | 110,929,000 | 110,090,000 | 113,732,000 |
| Interest-bearing deposits | 102,950,000 | 101,025,000 | 100,152,000 | 103,500,000 |
| Noninterest-bearing deposits | 11,272,000 | 9,904,000 | 9,938,000 | 10,232,000 |
| Equity capital | 14,661,000 | 14,956,000 | 15,043,000 | 14,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,076,000 | 4,666,000 | 6,106,000 |
| Interest expense | 183,000 | 374,000 | 569,000 | 781,000 |
| Net interest income | 1,353,000 | 2,702,000 | 4,097,000 | 5,325,000 |
| Noninterest income | 122,000 | 245,000 | 388,000 | 553,000 |
| Noninterest expense | 1,100,000 | 2,218,000 | 3,326,000 | 4,555,000 |
| Provision for loan losses | 50,000 | 90,000 | 170,000 | 267,000 |
| Pretax income | 337,000 | 652,000 | 1,019,000 | 1,086,000 |
| Income tax | 9,000 | 19,000 | 30,000 | 45,000 |
| Net income | 328,000 | 633,000 | 989,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,956,000 | 13,101,000 | 13,295,000 | 13,343,000 |
| Total capital | 14,292,000 | 14,317,000 | 14,592,000 | 14,457,000 |
| Risk-weighted assets | 115,440,000 | 110,280,000 | 115,567,000 | 114,739,000 |