Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,927,000 | 129,841,000 | 131,295,000 | 136,586,000 |
| Total loans | 91,737,000 | 92,359,000 | 93,278,000 | 97,109,000 |
| Allowance for loan losses | 1,121,000 | 1,185,000 | 1,244,000 | 1,282,000 |
| Securities available for sale | 23,447,000 | 23,741,000 | 24,168,000 | 23,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,520,000 | 113,781,000 | 111,110,000 | 112,947,000 |
| Interest-bearing deposits | 98,778,000 | 100,352,000 | 97,932,000 | 97,918,000 |
| Noninterest-bearing deposits | 14,742,000 | 13,429,000 | 13,178,000 | 15,029,000 |
| Equity capital | 14,913,000 | 14,965,000 | 15,020,000 | 14,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 2,982,000 | 4,515,000 | 6,095,000 |
| Interest expense | 163,000 | 331,000 | 503,000 | 681,000 |
| Net interest income | 1,335,000 | 2,651,000 | 4,012,000 | 5,414,000 |
| Noninterest income | 124,000 | 231,000 | 329,000 | 428,000 |
| Noninterest expense | 1,095,000 | 2,262,000 | 3,369,000 | 4,577,000 |
| Provision for loan losses | 50,000 | 100,000 | 116,000 | 150,000 |
| Pretax income | 314,000 | 506,000 | 831,000 | 1,112,000 |
| Income tax | 4,000 | 13,000 | 25,000 | 32,000 |
| Net income | 310,000 | 493,000 | 806,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,613,000 | 12,547,000 | 12,738,000 | 12,890,000 |
| Total capital | 13,734,000 | 13,732,000 | 13,982,000 | 14,172,000 |
| Risk-weighted assets | 107,462,000 | 108,556,000 | 110,465,000 | 115,672,000 |