Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,500,000 | 101,997,000 | 129,788,000 | 130,276,000 |
| Total loans | 65,767,000 | 70,042,000 | 93,458,000 | 90,655,000 |
| Allowance for loan losses | 920,000 | 956,000 | 1,041,000 | 1,109,000 |
| Securities available for sale | 24,109,000 | 23,025,000 | 21,582,000 | 22,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,022,000 | 89,228,000 | 110,818,000 | 113,964,000 |
| Interest-bearing deposits | 80,054,000 | 78,570,000 | 95,605,000 | 97,839,000 |
| Noninterest-bearing deposits | 11,968,000 | 10,658,000 | 15,213,000 | 16,125,000 |
| Equity capital | 10,075,000 | 9,652,000 | 15,088,000 | 14,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,204,000 | 3,713,000 | 5,020,000 |
| Interest expense | 126,000 | 255,000 | 411,000 | 568,000 |
| Net interest income | 947,000 | 1,949,000 | 3,302,000 | 4,452,000 |
| Noninterest income | 55,000 | 110,000 | 233,000 | 602,000 |
| Noninterest expense | 744,000 | 1,558,000 | 2,691,000 | 4,083,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 85,000 |
| Pretax income | 305,000 | 513,000 | 858,000 | 935,000 |
| Income tax | 7,000 | 17,000 | 31,000 | 35,000 |
| Net income | 298,000 | 496,000 | 827,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,241,000 | 9,091,000 | 12,766,000 | 12,722,000 |
| Total capital | 10,161,000 | 10,047,000 | 13,807,000 | 13,831,000 |
| Risk-weighted assets | 79,547,000 | 80,273,000 | 109,286,000 | 107,011,000 |