Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,360,000 | 98,964,000 | 99,876,000 | 100,144,000 |
| Total loans | 61,033,000 | 66,853,000 | 66,560,000 | 66,678,000 |
| Allowance for loan losses | 982,000 | 986,000 | 988,000 | 919,000 |
| Securities available for sale | 24,652,000 | 24,529,000 | 24,644,000 | 23,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,555,000 | 88,611,000 | 88,707,000 | 90,017,000 |
| Interest-bearing deposits | 56,028,000 | 57,146,000 | 78,496,000 | 78,240,000 |
| Noninterest-bearing deposits | 31,527,000 | 31,465,000 | 10,211,000 | 11,777,000 |
| Equity capital | 9,439,000 | 9,831,000 | 10,065,000 | 9,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,141,000 | 3,259,000 | 4,374,000 |
| Interest expense | 94,000 | 196,000 | 312,000 | 432,000 |
| Net interest income | 966,000 | 1,945,000 | 2,947,000 | 3,942,000 |
| Noninterest income | 65,000 | 122,000 | 182,000 | 232,000 |
| Noninterest expense | 697,000 | 1,412,000 | 2,143,000 | 3,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 333,000 | 663,000 | 994,000 | 939,000 |
| Income tax | 9,000 | 18,000 | 27,000 | 39,000 |
| Net income | 324,000 | 645,000 | 967,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,191,000 | 9,261,000 | 9,453,000 | 8,921,000 |
| Total capital | 10,149,000 | 10,247,000 | 10,441,000 | 9,840,000 |
| Risk-weighted assets | 76,640,000 | 80,730,000 | 81,397,000 | 81,406,000 |