Call reports 2026
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2026
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 787,851,000 | 770,659,000 |
| Total loans | 268,814,000 | 277,162,000 |
| Allowance for loan losses | 3,100,000 | 3,100,000 |
| Securities available for sale | 323,543,000 | 332,423,000 |
| Securities held to maturity | 84,023,000 | 82,014,000 |
| Trading assets | 0 | 0 |
| Total deposits | 666,427,000 | 610,137,000 |
| Interest-bearing deposits | 478,684,000 | 433,078,000 |
| Noninterest-bearing deposits | 187,743,000 | 177,059,000 |
| Equity capital | 100,595,000 | 100,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,612,000 | 14,548,000 |
| Interest expense | 1,843,000 | 3,862,000 |
| Net interest income | 5,769,000 | 10,686,000 |
| Noninterest income | 1,780,000 | 3,667,000 |
| Noninterest expense | 5,628,000 | 11,302,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,929,000 | 3,065,000 |
| Income tax | 402,000 | 519,000 |
| Net income | 1,527,000 | 2,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 118,059,000 | 118,085,000 |