Call reports 2025
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2025
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 866,201,000 | 760,974,000 | 757,709,000 | 726,745,000 |
| Total loans | 231,645,000 | 248,298,000 | 252,671,000 | 263,706,000 |
| Allowance for loan losses | 2,969,000 | 2,966,000 | 2,934,000 | 2,939,000 |
| Securities available for sale | 370,222,000 | 336,972,000 | 312,461,000 | 298,115,000 |
| Securities held to maturity | 112,629,000 | 100,896,000 | 95,492,000 | 91,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 752,206,000 | 644,629,000 | 637,877,000 | 604,781,000 |
| Interest-bearing deposits | 563,457,000 | 476,424,000 | 465,860,000 | 431,872,000 |
| Noninterest-bearing deposits | 188,749,000 | 168,205,000 | 172,017,000 | 172,909,000 |
| Equity capital | 93,675,000 | 95,675,000 | 99,198,000 | 99,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,560,000 | 15,024,000 | 21,935,000 | 28,502,000 |
| Interest expense | 1,893,000 | 3,883,000 | 6,217,000 | 8,146,000 |
| Net interest income | 5,667,000 | 11,141,000 | 15,718,000 | 20,356,000 |
| Noninterest income | 1,703,000 | 3,478,000 | 5,399,000 | 7,147,000 |
| Noninterest expense | 5,606,000 | 11,223,000 | 16,911,000 | 22,404,000 |
| Provision for loan losses | 0 | 3,000 | 16,000 | 35,000 |
| Pretax income | 1,769,000 | 3,401,000 | 4,211,000 | 5,096,000 |
| Income tax | 375,000 | 620,000 | 762,000 | 901,000 |
| Net income | 1,394,000 | 2,781,000 | 3,449,000 | 4,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,219,000 | 115,100,000 | 116,713,000 | 116,800,000 |