Call reports 2023
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2023
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 984,959,000 | 895,320,000 | 810,028,000 | 797,363,000 |
| Total loans | 236,698,000 | 234,280,000 | 229,682,000 | 238,339,000 |
| Allowance for loan losses | 3,273,000 | 3,224,000 | 3,201,000 | 3,224,000 |
| Securities available for sale | 348,843,000 | 329,402,000 | 326,602,000 | 339,477,000 |
| Securities held to maturity | 283,078,000 | 222,879,000 | 161,311,000 | 150,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 902,553,000 | 810,661,000 | 730,724,000 | 688,726,000 |
| Interest-bearing deposits | 684,116,000 | 596,958,000 | 532,096,000 | 513,794,000 |
| Noninterest-bearing deposits | 218,437,000 | 213,703,000 | 198,628,000 | 174,932,000 |
| Equity capital | 62,154,000 | 63,854,000 | 58,120,000 | 68,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,466,000 | 17,141,000 | 25,000,000 | 32,711,000 |
| Interest expense | 1,387,000 | 2,835,000 | 4,325,000 | 6,156,000 |
| Net interest income | 7,079,000 | 14,306,000 | 20,675,000 | 26,555,000 |
| Noninterest income | 1,708,000 | 3,461,000 | 5,201,000 | 6,888,000 |
| Noninterest expense | 5,537,000 | 10,955,000 | 16,694,000 | 21,922,000 |
| Provision for loan losses | 30,000 | -280,000 | -280,000 | -244,000 |
| Pretax income | 3,220,000 | 7,109,000 | 9,457,000 | 11,793,000 |
| Income tax | 447,000 | 1,258,000 | 1,586,000 | 2,121,000 |
| Net income | 2,773,000 | 5,851,000 | 7,871,000 | 9,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,785,000 | 103,756,000 | 105,599,000 | 105,958,000 |
| Total capital | 104,156,000 | 107,076,000 | — | — |
| Risk-weighted assets | 358,898,000 | 360,647,000 | — | — |