Call reports 2022
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2022
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 938,985,000 | 863,875,000 | 881,762,000 | 861,302,000 |
| Total loans | 241,098,000 | 234,731,000 | 233,387,000 | 237,879,000 |
| Allowance for loan losses | 3,368,000 | 3,379,000 | 3,362,000 | 3,338,000 |
| Securities available for sale | 380,901,000 | 432,607,000 | 411,304,000 | 350,167,000 |
| Securities held to maturity | 107,884,000 | 134,751,000 | 178,897,000 | 195,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,150,000 | 779,549,000 | 808,580,000 | 785,974,000 |
| Interest-bearing deposits | 800,493,000 | 575,567,000 | 586,852,000 | 587,907,000 |
| Noninterest-bearing deposits | 46,657,000 | 203,982,000 | 221,728,000 | 198,067,000 |
| Equity capital | 69,947,000 | 55,367,000 | 47,099,000 | 54,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,968,000 | 10,460,000 | 16,957,000 | 23,848,000 |
| Interest expense | 159,000 | 425,000 | 1,226,000 | 2,159,000 |
| Net interest income | 4,809,000 | 10,035,000 | 15,731,000 | 21,689,000 |
| Noninterest income | 1,548,000 | 3,052,000 | 4,677,000 | 6,504,000 |
| Noninterest expense | 5,322,000 | 10,840,000 | 16,357,000 | 21,239,000 |
| Provision for loan losses | 25,000 | 53,000 | 80,000 | 80,000 |
| Pretax income | 1,010,000 | 2,195,000 | 3,971,000 | 6,874,000 |
| Income tax | 0 | 0 | 0 | -2,431,000 |
| Net income | 1,010,000 | 2,195,000 | 3,971,000 | 9,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,112,000 | 92,297,000 | 93,456,000 | 97,883,000 |
| Total capital | 94,480,000 | 95,676,000 | 96,818,000 | 101,221,000 |
| Risk-weighted assets | 447,204,000 | 465,990,000 | 476,807,000 | 477,992,000 |