Call reports 2021
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2021
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 749,697,000 | 765,222,000 | 822,866,000 | 816,386,000 |
| Total loans | 272,273,000 | 269,933,000 | 251,046,000 | 239,162,000 |
| Allowance for loan losses | 4,072,000 | 4,128,000 | 3,971,000 | 3,311,000 |
| Securities available for sale | 239,116,000 | 264,779,000 | 354,167,000 | 376,803,000 |
| Securities held to maturity | 93,221,000 | 102,706,000 | 110,563,000 | 110,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 634,439,000 | 652,446,000 | 709,481,000 | 705,005,000 |
| Interest-bearing deposits | 597,752,000 | 618,089,000 | 675,210,000 | 671,306,000 |
| Noninterest-bearing deposits | 36,687,000 | 34,357,000 | 34,271,000 | 33,699,000 |
| Equity capital | 91,536,000 | 90,034,000 | 90,404,000 | 88,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,781,000 | 9,783,000 | 14,982,000 | 20,342,000 |
| Interest expense | 266,000 | 533,000 | 688,000 | 830,000 |
| Net interest income | 4,515,000 | 9,250,000 | 14,294,000 | 19,512,000 |
| Noninterest income | 1,408,000 | 2,888,000 | 4,362,000 | 6,240,000 |
| Noninterest expense | 6,297,000 | 11,419,000 | 16,741,000 | 22,176,000 |
| Provision for loan losses | -4,853,000 | -4,831,000 | -5,004,000 | -5,663,000 |
| Pretax income | 4,479,000 | 5,555,000 | 6,946,000 | 9,216,000 |
| Income tax | 0 | 0 | 204,000 | 62,000 |
| Net income | 4,479,000 | 5,555,000 | 6,742,000 | 9,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,912,000 | 87,478,000 | 88,665,000 | 90,677,000 |
| Total capital | 93,984,000 | 91,606,000 | 92,636,000 | 93,988,000 |
| Risk-weighted assets | 418,777,000 | 423,102,000 | 457,555,000 | 448,219,000 |