Call reports 2020
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2020
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 643,529,000 | 653,847,000 | 686,375,000 | 665,410,000 |
| Total loans | 270,928,000 | 290,538,000 | 286,567,000 | 278,421,000 |
| Allowance for loan losses | 4,191,000 | 5,329,000 | 4,400,000 | 4,426,000 |
| Securities available for sale | 239,659,000 | 187,366,000 | 184,219,000 | 180,131,000 |
| Securities held to maturity | 48,718,000 | 60,858,000 | 63,205,000 | 75,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,972,000 | 536,031,000 | 571,841,000 | 550,591,000 |
| Interest-bearing deposits | 499,192,000 | 506,518,000 | 539,870,000 | 517,709,000 |
| Noninterest-bearing deposits | 26,780,000 | 29,513,000 | 31,971,000 | 32,882,000 |
| Equity capital | 96,622,000 | 96,258,000 | 91,958,000 | 92,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,006,000 | 9,838,000 | 14,513,000 | 19,300,000 |
| Interest expense | 611,000 | 993,000 | 1,313,000 | 1,582,000 |
| Net interest income | 4,395,000 | 8,845,000 | 13,200,000 | 17,718,000 |
| Noninterest income | 1,704,000 | 3,122,000 | 4,175,000 | 5,633,000 |
| Noninterest expense | 5,288,000 | 10,142,000 | 15,263,000 | 20,548,000 |
| Provision for loan losses | 64,000 | 1,397,000 | 5,948,000 | 6,002,000 |
| Pretax income | 1,180,000 | 942,000 | -3,297,000 | -2,638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,180,000 | 942,000 | -3,297,000 | -2,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,201,000 | 89,713,000 | 85,474,000 | 86,133,000 |
| Total capital | 94,392,000 | 94,690,000 | 89,874,000 | 90,559,000 |
| Risk-weighted assets | 366,600,000 | 397,858,000 | 389,279,000 | 396,032,000 |