Call reports 2019
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2019
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 630,181,000 | 619,713,000 | 614,791,000 | 592,038,000 |
| Total loans | 267,492,000 | 266,097,000 | 264,815,000 | 268,949,000 |
| Allowance for loan losses | 5,376,000 | 4,946,000 | 4,383,000 | 4,207,000 |
| Securities available for sale | 222,119,000 | 218,083,000 | 219,931,000 | 196,311,000 |
| Securities held to maturity | 54,632,000 | 54,254,000 | 55,262,000 | 52,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,602,000 | 493,817,000 | 501,623,000 | 476,883,000 |
| Interest-bearing deposits | 495,471,000 | 469,961,000 | 475,550,000 | 451,726,000 |
| Noninterest-bearing deposits | 26,131,000 | 23,856,000 | 26,073,000 | 25,157,000 |
| Equity capital | 87,486,000 | 89,825,000 | 91,300,000 | 91,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,500,000 | 10,729,000 | 15,866,000 | 20,923,000 |
| Interest expense | 880,000 | 1,770,000 | 2,582,000 | 3,247,000 |
| Net interest income | 4,620,000 | 8,959,000 | 13,284,000 | 17,676,000 |
| Noninterest income | 1,388,000 | 2,536,000 | 4,454,000 | 6,042,000 |
| Noninterest expense | 5,481,000 | 11,156,000 | 16,908,000 | 21,945,000 |
| Provision for loan losses | 54,000 | 110,000 | 169,000 | 0 |
| Pretax income | 473,000 | 250,000 | 743,000 | 1,940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 250,000 | 743,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,254,000 | 88,031,000 | 88,524,000 | 89,021,000 |
| Total capital | 92,872,000 | 92,631,000 | 92,907,000 | 93,228,000 |
| Risk-weighted assets | 368,747,000 | 367,677,000 | 374,719,000 | 365,920,000 |