Call reports 2018
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2018
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 643,676,000 | 638,177,000 | 616,411,000 | 613,956,000 |
| Total loans | 275,452,000 | 271,795,000 | 273,947,000 | 273,346,000 |
| Allowance for loan losses | 6,212,000 | 5,508,000 | 5,391,000 | 5,340,000 |
| Securities available for sale | 239,936,000 | 230,562,000 | 220,954,000 | 222,110,000 |
| Securities held to maturity | 50,882,000 | 52,757,000 | 52,366,000 | 54,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,168,000 | 523,962,000 | 505,123,000 | 473,789,000 |
| Interest-bearing deposits | 513,847,000 | 497,130,000 | 479,735,000 | 450,793,000 |
| Noninterest-bearing deposits | 26,321,000 | 26,832,000 | 25,388,000 | 22,996,000 |
| Equity capital | 82,497,000 | 82,129,000 | 81,550,000 | 83,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,764,000 | 9,606,000 | 14,587,000 | 19,747,000 |
| Interest expense | 496,000 | 1,119,000 | 1,828,000 | 2,658,000 |
| Net interest income | 4,268,000 | 8,487,000 | 12,759,000 | 17,089,000 |
| Noninterest income | 1,492,000 | 2,811,000 | 4,347,000 | 5,373,000 |
| Noninterest expense | 5,375,000 | 10,738,000 | 16,200,000 | 21,391,000 |
| Provision for loan losses | 35,000 | 63,000 | 91,000 | 122,000 |
| Pretax income | 350,000 | 525,000 | 843,000 | 977,000 |
| Income tax | 0 | 0 | 0 | -36,000 |
| Net income | 350,000 | 525,000 | 843,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,018,000 | 88,142,000 | 88,460,000 | 87,780,000 |
| Total capital | 92,643,000 | 92,862,000 | 93,161,000 | 92,485,000 |
| Risk-weighted assets | 368,458,000 | 376,854,000 | 375,428,000 | 375,772,000 |