Call reports 2017
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2017
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 722,223,000 | 650,581,000 | 653,801,000 | 647,211,000 |
| Total loans | 303,192,000 | 286,469,000 | 272,823,000 | 280,449,000 |
| Allowance for loan losses | 5,482,000 | 5,481,000 | 6,152,000 | 6,153,000 |
| Securities available for sale | 222,887,000 | 222,933,000 | 245,331,000 | 245,206,000 |
| Securities held to maturity | 47,689,000 | 45,380,000 | 49,405,000 | 51,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,475,000 | 542,446,000 | 545,159,000 | 530,312,000 |
| Interest-bearing deposits | 584,242,000 | 515,474,000 | 515,503,000 | 505,471,000 |
| Noninterest-bearing deposits | 32,233,000 | 26,972,000 | 29,656,000 | 24,841,000 |
| Equity capital | 86,180,000 | 88,486,000 | 88,418,000 | 84,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,605,000 | 9,198,000 | 13,813,000 | 18,494,000 |
| Interest expense | 279,000 | 624,000 | 1,013,000 | 1,423,000 |
| Net interest income | 4,326,000 | 8,574,000 | 12,800,000 | 17,071,000 |
| Noninterest income | 1,409,000 | 3,162,000 | 4,475,000 | 5,989,000 |
| Noninterest expense | 5,606,000 | 10,880,000 | 16,139,000 | 21,316,000 |
| Provision for loan losses | 26,000 | 56,000 | 85,000 | 116,000 |
| Pretax income | 120,000 | 937,000 | 1,188,000 | 1,762,000 |
| Income tax | 0 | -338,000 | -338,000 | -1,080,000 |
| Net income | 120,000 | 1,275,000 | 1,526,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,846,000 | 88,001,000 | 88,252,000 | 87,668,000 |
| Total capital | 91,842,000 | 92,877,000 | 92,980,000 | 92,493,000 |
| Risk-weighted assets | 399,216,000 | 389,474,000 | 376,779,000 | 384,730,000 |