Call reports 2016
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2016
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 696,915,000 | 665,269,000 | 679,346,000 | 684,863,000 |
| Total loans | 337,911,000 | 326,425,000 | 324,107,000 | 315,356,000 |
| Allowance for loan losses | 7,564,000 | 7,109,000 | 6,946,000 | 5,466,000 |
| Securities available for sale | 217,276,000 | 201,720,000 | 208,462,000 | 233,120,000 |
| Securities held to maturity | 21,743,000 | 23,862,000 | 35,525,000 | 48,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,255,000 | 547,749,000 | 563,766,000 | 575,207,000 |
| Interest-bearing deposits | 553,650,000 | 522,424,000 | 530,797,000 | 550,077,000 |
| Noninterest-bearing deposits | 27,605,000 | 25,325,000 | 32,969,000 | 25,130,000 |
| Equity capital | 89,660,000 | 91,046,000 | 90,821,000 | 84,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,776,000 | 9,323,000 | 13,910,000 | 18,484,000 |
| Interest expense | 242,000 | 509,000 | 775,000 | 1,025,000 |
| Net interest income | 4,534,000 | 8,814,000 | 13,135,000 | 17,459,000 |
| Noninterest income | 1,233,000 | 2,678,000 | 4,393,000 | 5,653,000 |
| Noninterest expense | 5,570,000 | 11,141,000 | 16,804,000 | 22,294,000 |
| Provision for loan losses | 113,000 | 137,000 | 137,000 | 568,000 |
| Pretax income | 156,000 | 296,000 | 737,000 | 400,000 |
| Income tax | 0 | 78,000 | 78,000 | 78,000 |
| Net income | 156,000 | 218,000 | 659,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,635,000 | 86,622,000 | 87,063,000 | 86,726,000 |
| Total capital | 92,090,000 | 91,899,000 | 92,349,000 | 91,882,000 |
| Risk-weighted assets | 434,320,000 | 420,331,000 | 421,181,000 | 412,186,000 |