Call reports 2015
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2015
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 721,419,000 | 676,693,000 | 653,136,000 | 637,610,000 |
| Total loans | 371,592,000 | 361,862,000 | 348,699,000 | 337,557,000 |
| Allowance for loan losses | 9,985,000 | 9,551,000 | 8,377,000 | 8,070,000 |
| Securities available for sale | 225,733,000 | 214,189,000 | 200,997,000 | 202,157,000 |
| Securities held to maturity | 17,767,000 | 17,540,000 | 19,056,000 | 19,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,782,000 | 537,610,000 | 527,625,000 | 512,735,000 |
| Interest-bearing deposits | 533,886,000 | 511,135,000 | 501,156,000 | 484,239,000 |
| Noninterest-bearing deposits | 27,896,000 | 26,475,000 | 26,469,000 | 28,496,000 |
| Equity capital | 92,606,000 | 88,565,000 | 87,883,000 | 88,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,964,000 | 9,772,000 | 14,509,000 | 19,299,000 |
| Interest expense | 211,000 | 425,000 | 660,000 | 875,000 |
| Net interest income | 4,753,000 | 9,347,000 | 13,849,000 | 18,424,000 |
| Noninterest income | 1,525,000 | 3,177,000 | 4,020,000 | 5,049,000 |
| Noninterest expense | 6,312,000 | 12,591,000 | 18,471,000 | 24,209,000 |
| Provision for loan losses | 986,000 | 2,522,000 | 2,807,000 | 2,582,000 |
| Pretax income | -1,020,000 | -2,589,000 | -5,096,000 | -5,005,000 |
| Income tax | 0 | 0 | 0 | -762,000 |
| Net income | -1,020,000 | -2,589,000 | -5,096,000 | -4,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,319,000 | 88,132,000 | 85,625,000 | 86,479,000 |
| Total capital | 90,332,000 | 94,115,000 | 91,326,000 | 91,963,000 |
| Risk-weighted assets | 477,123,000 | 475,067,000 | 453,434,000 | 436,107,000 |