Call reports 2014
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2014
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 742,967,000 | 735,398,000 | 749,573,000 | 665,283,000 |
| Total loans | 368,302,000 | 361,520,000 | 358,192,000 | 362,407,000 |
| Allowance for loan losses | 9,462,000 | 9,434,000 | 11,010,000 | 9,206,000 |
| Securities available for sale | 272,151,000 | 272,068,000 | 262,395,000 | 214,472,000 |
| Securities held to maturity | 12,660,000 | 13,011,000 | 15,617,000 | 17,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,971,000 | 541,183,000 | 570,636,000 | 517,080,000 |
| Interest-bearing deposits | 569,398,000 | 515,435,000 | 541,521,000 | 494,234,000 |
| Noninterest-bearing deposits | 26,573,000 | 25,748,000 | 29,115,000 | 22,846,000 |
| Equity capital | 97,270,000 | 99,728,000 | 98,525,000 | 91,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,847,000 | 11,596,000 | 17,053,000 | 22,142,000 |
| Interest expense | 287,000 | 638,000 | 1,209,000 | 1,441,000 |
| Net interest income | 5,560,000 | 10,958,000 | 15,844,000 | 20,701,000 |
| Noninterest income | 1,957,000 | 4,027,000 | 5,991,000 | 7,016,000 |
| Noninterest expense | 6,448,000 | 13,261,000 | 19,585,000 | 25,513,000 |
| Provision for loan losses | 537,000 | 1,074,000 | 4,615,000 | 7,404,000 |
| Pretax income | 532,000 | 650,000 | -2,363,000 | -5,101,000 |
| Income tax | -75,000 | -295,000 | -1,535,000 | 4,924,000 |
| Net income | 607,000 | 945,000 | -828,000 | -10,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,353,000 | 101,691,000 | 99,918,000 | 90,720,000 |
| Total capital | 107,380,000 | 107,602,000 | 105,879,000 | 96,427,000 |
| Risk-weighted assets | 478,721,000 | 469,349,000 | 471,791,000 | 453,092,000 |