Call reports 2009
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2009
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 905,617,000 | 941,656,000 | 883,814,000 | 864,312,000 |
| Total loans | 476,522,000 | 467,165,000 | 466,022,000 | 464,976,000 |
| Allowance for loan losses | 11,373,000 | 9,798,000 | 8,107,000 | 7,828,000 |
| Securities available for sale | 342,733,000 | 380,265,000 | 335,659,000 | 310,784,000 |
| Securities held to maturity | 3,395,000 | 3,201,000 | 3,201,000 | 3,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 546,114,000 | 515,834,000 | 542,199,000 | 470,756,000 |
| Interest-bearing deposits | 515,237,000 | 489,271,000 | 516,328,000 | 443,518,000 |
| Noninterest-bearing deposits | 30,877,000 | 26,563,000 | 25,871,000 | 27,238,000 |
| Equity capital | 100,289,000 | 98,794,000 | 99,883,000 | 98,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,555,000 | 17,148,000 | 25,808,000 | 34,245,000 |
| Interest expense | 2,294,000 | 4,319,000 | 5,971,000 | 7,401,000 |
| Net interest income | 6,261,000 | 12,829,000 | 19,837,000 | 26,844,000 |
| Noninterest income | 2,284,000 | 4,480,000 | 6,709,000 | 9,047,000 |
| Noninterest expense | 6,408,000 | 13,355,000 | 19,917,000 | 27,295,000 |
| Provision for loan losses | 348,000 | 1,850,000 | 3,725,000 | 5,225,000 |
| Pretax income | 1,926,000 | 2,241,000 | 3,306,000 | 4,240,000 |
| Income tax | 240,000 | 245,000 | 340,000 | 949,000 |
| Net income | 1,686,000 | 1,996,000 | 2,966,000 | 3,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,906,000 | 99,216,000 | 98,186,000 | 97,632,000 |
| Total capital | 106,020,000 | 106,971,000 | 105,493,000 | 104,842,000 |
| Risk-weighted assets | 564,881,000 | 618,379,000 | 583,792,000 | 576,148,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.