Call reports 2008
PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2008
What PEOPLES BANK, BILOXI, MISSISSIPPI, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 892,028,000 | 891,221,000 | 869,917,000 | 891,856,000 |
| Total loans | 456,753,000 | 472,964,000 | 462,555,000 | 467,377,000 |
| Allowance for loan losses | 9,404,000 | 9,328,000 | 10,983,000 | 11,114,000 |
| Securities available for sale | 344,842,000 | 325,603,000 | 291,762,000 | 339,814,000 |
| Securities held to maturity | 4,177,000 | 3,393,000 | 3,393,000 | 3,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,066,000 | 564,988,000 | 538,402,000 | 510,781,000 |
| Interest-bearing deposits | 536,092,000 | 531,154,000 | 508,163,000 | 481,503,000 |
| Noninterest-bearing deposits | 33,974,000 | 33,834,000 | 30,239,000 | 29,278,000 |
| Equity capital | 104,992,000 | 101,692,000 | 99,309,000 | 103,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,013,000 | 22,894,000 | 33,571,000 | 43,452,000 |
| Interest expense | 4,882,000 | 8,694,000 | 12,190,000 | 14,961,000 |
| Net interest income | 7,131,000 | 14,200,000 | 21,381,000 | 28,491,000 |
| Noninterest income | 2,308,000 | 4,819,000 | 7,317,000 | 9,868,000 |
| Noninterest expense | 6,394,000 | 12,674,000 | 22,232,000 | 29,142,000 |
| Provision for loan losses | 46,000 | 94,000 | 2,095,000 | 2,347,000 |
| Pretax income | 3,087,000 | 6,366,000 | 4,486,000 | 7,019,000 |
| Income tax | 1,025,000 | 2,115,000 | 1,435,000 | 1,980,000 |
| Net income | 2,062,000 | 4,251,000 | 3,051,000 | 5,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,092,000 | 101,252,000 | 96,068,000 | 101,020,000 |
| Total capital | 106,974,000 | 108,510,000 | 102,922,000 | 107,965,000 |
| Risk-weighted assets | 548,008,000 | 578,541,000 | 544,157,000 | 551,467,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES BANK, BILOXI, MISSISSIPPI, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.