Call reports 2019
COMMUNITY SHORES BANK — 2019
What COMMUNITY SHORES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,679,000 | 198,385,000 | 203,769,000 | 201,462,000 |
| Total loans | 153,580,000 | 155,645,000 | 155,589,000 | 153,991,000 |
| Allowance for loan losses | 1,765,000 | 1,760,000 | 1,596,000 | 1,601,000 |
| Securities available for sale | 14,310,000 | 14,456,000 | 16,544,000 | 16,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,712,000 | 179,006,000 | 183,960,000 | 181,611,000 |
| Interest-bearing deposits | 143,150,000 | 139,478,000 | 142,578,000 | 140,226,000 |
| Noninterest-bearing deposits | 37,562,000 | 39,528,000 | 41,382,000 | 41,385,000 |
| Equity capital | 18,439,000 | 18,847,000 | 19,218,000 | 19,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,123,000 | 4,328,000 | 6,622,000 | 8,794,000 |
| Interest expense | 356,000 | 786,000 | 1,262,000 | 1,732,000 |
| Net interest income | 1,767,000 | 3,542,000 | 5,360,000 | 7,062,000 |
| Noninterest income | 265,000 | 572,000 | 827,000 | 1,091,000 |
| Noninterest expense | 1,725,000 | 3,440,000 | 5,101,000 | 6,774,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 679,000 | 1,091,000 | 1,384,000 |
| Income tax | 64,000 | 144,000 | 242,000 | 330,000 |
| Net income | 243,000 | 535,000 | 849,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,564,000 | 17,934,000 | 18,075,000 | 18,337,000 |
| Total capital | 19,329,000 | 19,694,000 | 19,671,000 | 19,938,000 |
| Risk-weighted assets | 159,937,000 | 162,728,000 | 162,941,000 | 159,808,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY SHORES BANK — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.