Call reports 2018
COMMUNITY SHORES BANK — 2018
What COMMUNITY SHORES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 194,151,000 | 178,987,000 | 179,983,000 | 184,473,000 |
| Total loans | 143,594,000 | 145,307,000 | 145,758,000 | 147,309,000 |
| Allowance for loan losses | 1,934,000 | 1,921,000 | 1,752,000 | 1,757,000 |
| Securities available for sale | 13,854,000 | 13,846,000 | 13,362,000 | 14,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,475,000 | 161,102,000 | 161,700,000 | 165,874,000 |
| Interest-bearing deposits | 137,789,000 | 123,225,000 | 123,113,000 | 124,013,000 |
| Noninterest-bearing deposits | 38,686,000 | 37,877,000 | 38,587,000 | 41,861,000 |
| Equity capital | 17,228,000 | 17,455,000 | 17,734,000 | 18,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,913,000 | 3,855,000 | 5,822,000 | 7,873,000 |
| Interest expense | 191,000 | 392,000 | 656,000 | 965,000 |
| Net interest income | 1,722,000 | 3,463,000 | 5,166,000 | 6,908,000 |
| Noninterest income | 315,000 | 574,000 | 739,000 | 975,000 |
| Noninterest expense | 1,664,000 | 3,342,000 | 5,024,000 | 6,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 373,000 | 695,000 | 881,000 | 1,225,000 |
| Income tax | 78,000 | 146,000 | 29,000 | 100,000 |
| Net income | 295,000 | 549,000 | 852,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,150,000 | 16,472,000 | 16,814,000 | 17,160,000 |
| Total capital | 17,985,000 | 18,354,000 | 18,567,000 | 18,917,000 |
| Risk-weighted assets | 145,435,000 | 149,303,000 | 152,219,000 | 152,012,000 |