Call reports 2017
COMMUNITY SHORES BANK — 2017
What COMMUNITY SHORES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 202,148,000 | 192,713,000 | 190,791,000 | 184,074,000 |
| Total loans | 139,597,000 | 138,752,000 | 149,713,000 | 148,499,000 |
| Allowance for loan losses | 1,618,000 | 1,778,000 | 1,844,000 | 1,914,000 |
| Securities available for sale | 18,182,000 | 17,105,000 | 17,556,000 | 14,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,200,000 | 169,195,000 | 170,416,000 | 165,536,000 |
| Interest-bearing deposits | 138,442,000 | 125,832,000 | 128,129,000 | 124,474,000 |
| Noninterest-bearing deposits | 40,758,000 | 43,363,000 | 42,287,000 | 41,062,000 |
| Equity capital | 17,853,000 | 17,915,000 | 18,142,000 | 17,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,774,000 | 3,618,000 | 5,501,000 | 7,402,000 |
| Interest expense | 171,000 | 345,000 | 516,000 | 691,000 |
| Net interest income | 1,603,000 | 3,273,000 | 4,985,000 | 6,711,000 |
| Noninterest income | 332,000 | 599,000 | 933,000 | 1,213,000 |
| Noninterest expense | 1,672,000 | 3,337,000 | 4,969,000 | 6,652,000 |
| Provision for loan losses | 0 | 174,000 | 225,000 | 225,000 |
| Pretax income | 263,000 | 361,000 | 724,000 | 1,047,000 |
| Income tax | 89,000 | 123,000 | 256,000 | 1,645,000 |
| Net income | 174,000 | 238,000 | 468,000 | -598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,566,000 | 15,663,000 | 15,882,000 | 15,777,000 |
| Total capital | 17,184,000 | 17,441,000 | 17,726,000 | 17,647,000 |
| Risk-weighted assets | 144,442,000 | 144,108,000 | 151,978,000 | 149,302,000 |