Call reports 2008
COMMUNITY SHORES BANK — 2008
What COMMUNITY SHORES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 278,360,000 | 265,278,000 | 256,900,000 | 255,642,000 |
| Total loans | 224,796,000 | 219,615,000 | 219,181,000 | 207,508,000 |
| Allowance for loan losses | 3,525,000 | 3,397,000 | 3,285,000 | 4,351,000 |
| Securities available for sale | 13,399,000 | 12,624,000 | 12,345,000 | 18,770,000 |
| Securities held to maturity | 6,623,000 | 6,618,000 | 6,614,000 | 6,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,291,000 | 230,956,000 | 221,963,000 | 220,140,000 |
| Interest-bearing deposits | 225,592,000 | 212,844,000 | 203,365,000 | 200,972,000 |
| Noninterest-bearing deposits | 17,699,000 | 18,112,000 | 18,598,000 | 19,168,000 |
| Equity capital | 23,685,000 | 23,615,000 | 23,805,000 | 23,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,445,000 | 8,395,000 | 12,273,000 | 15,969,000 |
| Interest expense | 2,464,000 | 4,628,000 | 6,650,000 | 8,630,000 |
| Net interest income | 1,981,000 | 3,767,000 | 5,623,000 | 7,339,000 |
| Noninterest income | 641,000 | 1,243,000 | 1,679,000 | 2,116,000 |
| Noninterest expense | 2,139,000 | 4,197,000 | 6,196,000 | 8,362,000 |
| Provision for loan losses | 231,000 | 384,000 | 479,000 | 1,944,000 |
| Pretax income | 252,000 | 429,000 | 627,000 | -851,000 |
| Income tax | 71,000 | 116,000 | 167,000 | -349,000 |
| Net income | 181,000 | 313,000 | 460,000 | -502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,814,000 | 22,454,000 | 22,601,000 | 21,638,000 |
| Total capital | 25,847,000 | 25,389,000 | 25,502,000 | 24,445,000 |
| Risk-weighted assets | 242,188,000 | 234,299,000 | 231,720,000 | 223,010,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY SHORES BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.