Call reports 2007
COMMUNITY SHORES BANK — 2007
What COMMUNITY SHORES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 251,516,000 | 261,239,000 | 267,237,000 | 273,149,000 |
| Total loans | 205,984,000 | 221,920,000 | 230,892,000 | 232,505,000 |
| Allowance for loan losses | 2,588,000 | 2,796,000 | 3,111,000 | 3,603,000 |
| Securities available for sale | 14,772,000 | 13,741,000 | 13,551,000 | 13,195,000 |
| Securities held to maturity | 5,255,000 | 5,251,000 | 5,248,000 | 6,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,742,000 | 228,430,000 | 225,345,000 | 238,707,000 |
| Interest-bearing deposits | 200,688,000 | 208,882,000 | 207,128,000 | 221,971,000 |
| Noninterest-bearing deposits | 17,054,000 | 19,548,000 | 18,217,000 | 16,736,000 |
| Equity capital | 21,185,000 | 21,394,000 | 21,948,000 | 23,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,329,000 | 8,864,000 | 13,598,000 | 18,107,000 |
| Interest expense | 2,249,000 | 4,635,000 | 7,168,000 | 9,735,000 |
| Net interest income | 2,080,000 | 4,229,000 | 6,430,000 | 8,372,000 |
| Noninterest income | 451,000 | 873,000 | 1,288,000 | 1,706,000 |
| Noninterest expense | 1,959,000 | 4,070,000 | 6,258,000 | 8,671,000 |
| Provision for loan losses | 127,000 | 395,000 | 802,000 | 1,932,000 |
| Pretax income | 447,000 | 639,000 | 660,000 | -523,000 |
| Income tax | 96,000 | 149,000 | 142,000 | -273,000 |
| Net income | 351,000 | 490,000 | 518,000 | -250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,334,000 | 21,674,000 | 22,053,000 | 22,634,000 |
| Total capital | 23,922,000 | 24,470,000 | 25,164,000 | 25,778,000 |
| Risk-weighted assets | 224,767,000 | 239,642,000 | 249,818,000 | 250,401,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY SHORES BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.