Call reports 2025
FARMERS STATE BANK OF HAMEL — 2025
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,878,000 | 204,879,000 | 208,196,000 | 200,247,000 |
| Total loans | 69,893,000 | 68,204,000 | 68,736,000 | 68,071,000 |
| Allowance for loan losses | 956,000 | 970,000 | 970,000 | 970,000 |
| Securities available for sale | 97,673,000 | 106,858,000 | 113,316,000 | 103,840,000 |
| Securities held to maturity | 1,498,000 | 1,495,000 | 1,492,000 | 1,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,490,000 | 186,653,000 | 188,448,000 | 179,127,000 |
| Interest-bearing deposits | 130,254,000 | 139,657,000 | 138,688,000 | 130,284,000 |
| Noninterest-bearing deposits | 47,237,000 | 46,997,000 | 49,760,000 | 48,843,000 |
| Equity capital | 8,203,000 | 10,009,000 | 11,519,000 | 12,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,750,000 | 5,770,000 | 7,800,000 |
| Interest expense | 756,000 | 1,539,000 | 2,339,000 | 3,137,000 |
| Net interest income | 1,091,000 | 2,211,000 | 3,431,000 | 4,663,000 |
| Noninterest income | 130,000 | 204,000 | 288,000 | 367,000 |
| Noninterest expense | 747,000 | 1,566,000 | 2,287,000 | 3,182,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 474,000 | 819,000 | 1,294,000 | 1,710,000 |
| Income tax | 30,000 | 54,000 | 78,000 | 160,000 |
| Net income | 444,000 | 765,000 | 1,216,000 | 1,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,523,000 | 17,844,000 | 18,295,000 | 18,629,000 |
| Total capital | 18,479,000 | 18,839,000 | 19,290,000 | 19,624,000 |
| Risk-weighted assets | 88,660,000 | 86,783,000 | 84,867,000 | 82,445,000 |