Call reports 2024
FARMERS STATE BANK OF HAMEL — 2024
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 192,355,000 | 205,332,000 | 199,612,000 | 194,462,000 |
| Total loans | 70,055,000 | 68,726,000 | 69,969,000 | 70,231,000 |
| Allowance for loan losses | 895,000 | 948,000 | 948,000 | 956,000 |
| Securities available for sale | 87,821,000 | 91,820,000 | 96,090,000 | 94,167,000 |
| Securities held to maturity | 1,989,000 | 1,985,000 | 1,981,000 | 1,977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,894,000 | 180,135,000 | 174,769,000 | 179,789,000 |
| Interest-bearing deposits | 119,072,000 | 129,361,000 | 124,614,000 | 130,403,000 |
| Noninterest-bearing deposits | 44,821,000 | 50,774,000 | 50,156,000 | 49,386,000 |
| Equity capital | 4,993,000 | 5,248,000 | 8,856,000 | 6,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,640,000 | 5,625,000 | 7,537,000 |
| Interest expense | 890,000 | 1,811,000 | 2,727,000 | 3,565,000 |
| Net interest income | 885,000 | 1,829,000 | 2,898,000 | 3,972,000 |
| Noninterest income | 89,000 | 171,000 | 255,000 | 329,000 |
| Noninterest expense | 704,000 | 1,490,000 | 2,208,000 | 3,019,000 |
| Provision for loan losses | 26,000 | 79,000 | 79,000 | 127,000 |
| Pretax income | 244,000 | 431,000 | 866,000 | 1,155,000 |
| Income tax | 43,000 | 73,000 | 103,000 | 103,000 |
| Net income | 201,000 | 358,000 | 763,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,727,000 | 16,884,000 | 17,290,000 | 17,578,000 |
| Total capital | 17,622,000 | 17,832,000 | 18,238,000 | 18,534,000 |
| Risk-weighted assets | 90,305,000 | 91,329,000 | 88,089,000 | 90,393,000 |