Call reports 2023
FARMERS STATE BANK OF HAMEL — 2023
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 170,424,000 | 180,084,000 | 180,635,000 | 187,219,000 |
| Total loans | 57,106,000 | 56,612,000 | 63,822,000 | 67,213,000 |
| Allowance for loan losses | 757,000 | 757,000 | 821,000 | 869,000 |
| Securities available for sale | 93,343,000 | 91,232,000 | 86,378,000 | 86,885,000 |
| Securities held to maturity | 2,664,000 | 2,659,000 | 2,654,000 | 2,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,807,000 | 168,067,000 | 170,707,000 | 165,144,000 |
| Interest-bearing deposits | 118,795,000 | 118,561,000 | 121,213,000 | 117,986,000 |
| Noninterest-bearing deposits | 45,012,000 | 49,506,000 | 49,494,000 | 47,158,000 |
| Equity capital | 4,039,000 | 3,816,000 | 1,593,000 | 6,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,685,000 | 4,228,000 | 5,871,000 |
| Interest expense | 392,000 | 911,000 | 1,502,000 | 2,194,000 |
| Net interest income | 872,000 | 1,774,000 | 2,726,000 | 3,677,000 |
| Noninterest income | 87,000 | 192,000 | 294,000 | 402,000 |
| Noninterest expense | 677,000 | 1,474,000 | 2,132,000 | 3,001,000 |
| Provision for loan losses | 5,000 | 5,000 | 69,000 | 117,000 |
| Pretax income | 277,000 | 487,000 | 819,000 | 961,000 |
| Income tax | 7,000 | 32,000 | 56,000 | 91,000 |
| Net income | 270,000 | 455,000 | 763,000 | 870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,476,000 | 16,661,000 | 16,969,000 | 17,076,000 |
| Total capital | 17,233,000 | 17,418,000 | 17,790,000 | 17,945,000 |
| Risk-weighted assets | 80,759,000 | 82,209,000 | 91,991,000 | 88,775,000 |