Call reports 2018
FARMERS STATE BANK OF HAMEL — 2018
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 128,590,000 | 135,792,000 | 137,933,000 | 132,185,000 |
| Total loans | 46,127,000 | 46,217,000 | 48,727,000 | 50,009,000 |
| Allowance for loan losses | 596,000 | 601,000 | 621,000 | 666,000 |
| Securities available for sale | 28,100,000 | 29,942,000 | 29,847,000 | 27,602,000 |
| Securities held to maturity | 26,630,000 | 29,114,000 | 27,964,000 | 27,019,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,495,000 | 122,556,000 | 124,427,000 | 118,152,000 |
| Interest-bearing deposits | 82,092,000 | 85,227,000 | 86,644,000 | 84,405,000 |
| Noninterest-bearing deposits | 33,403,000 | 37,329,000 | 37,784,000 | 33,748,000 |
| Equity capital | 12,598,000 | 12,730,000 | 12,991,000 | 13,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,966,000 | 3,038,000 | 4,153,000 |
| Interest expense | 104,000 | 211,000 | 321,000 | 450,000 |
| Net interest income | 858,000 | 1,755,000 | 2,717,000 | 3,703,000 |
| Noninterest income | 72,000 | 139,000 | 226,000 | 317,000 |
| Noninterest expense | 660,000 | 1,397,000 | 2,070,000 | 2,806,000 |
| Provision for loan losses | 35,000 | 40,000 | 60,000 | 105,000 |
| Pretax income | 215,000 | 438,000 | 794,000 | 1,066,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 214,000 | 437,000 | 793,000 | 1,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,065,000 | 13,287,000 | 13,644,000 | 13,915,000 |
| Total capital | 13,661,000 | 13,888,000 | 14,265,000 | 14,581,000 |
| Risk-weighted assets | 78,388,000 | 58,701,000 | 59,581,000 | 59,578,000 |