Call reports 2017
FARMERS STATE BANK OF HAMEL — 2017
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 120,384,000 | 125,920,000 | 133,233,000 | 132,250,000 |
| Total loans | 37,623,000 | 41,763,000 | 42,215,000 | 43,183,000 |
| Allowance for loan losses | 511,000 | 551,000 | 561,000 | 561,000 |
| Securities available for sale | 31,645,000 | 31,793,000 | 31,730,000 | 33,396,000 |
| Securities held to maturity | 27,426,000 | 26,385,000 | 28,540,000 | 28,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,271,000 | 112,486,000 | 119,537,000 | 118,685,000 |
| Interest-bearing deposits | 75,831,000 | 76,163,000 | 84,776,000 | 85,354,000 |
| Noninterest-bearing deposits | 31,440,000 | 36,323,000 | 34,761,000 | 33,332,000 |
| Equity capital | 12,652,000 | 12,964,000 | 13,218,000 | 13,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,741,000 | 2,674,000 | 3,641,000 |
| Interest expense | 84,000 | 172,000 | 270,000 | 376,000 |
| Net interest income | 766,000 | 1,569,000 | 2,404,000 | 3,265,000 |
| Noninterest income | 78,000 | 145,000 | 244,000 | 329,000 |
| Noninterest expense | 634,000 | 1,301,000 | 1,910,000 | 2,626,000 |
| Provision for loan losses | 0 | 40,000 | 50,000 | 50,000 |
| Pretax income | 243,000 | 406,000 | 721,000 | 951,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 242,000 | 405,000 | 720,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,543,000 | 12,705,000 | 13,021,000 | 13,251,000 |
| Total capital | 13,054,000 | 13,256,000 | 13,582,000 | 13,812,000 |
| Risk-weighted assets | 54,350,000 | 55,077,000 | 78,394,000 | 77,733,000 |