Call reports 2016
FARMERS STATE BANK OF HAMEL — 2016
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,084,000 | 119,484,000 | 121,990,000 | 117,831,000 |
| Total loans | 38,502,000 | 36,661,000 | 37,276,000 | 37,817,000 |
| Allowance for loan losses | 504,000 | 505,000 | 486,000 | 497,000 |
| Securities available for sale | 32,606,000 | 32,992,000 | 32,450,000 | 31,508,000 |
| Securities held to maturity | 25,446,000 | 26,624,000 | 28,013,000 | 27,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,982,000 | 105,743,000 | 108,196,000 | 104,804,000 |
| Interest-bearing deposits | 77,877,000 | 78,726,000 | 79,228,000 | 78,228,000 |
| Noninterest-bearing deposits | 26,105,000 | 27,017,000 | 28,968,000 | 26,576,000 |
| Equity capital | 12,656,000 | 13,291,000 | 13,344,000 | 12,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 864,000 | 1,731,000 | 2,569,000 | 3,415,000 |
| Interest expense | 91,000 | 176,000 | 263,000 | 347,000 |
| Net interest income | 773,000 | 1,555,000 | 2,306,000 | 3,068,000 |
| Noninterest income | 93,000 | 212,000 | 225,000 | 308,000 |
| Noninterest expense | 594,000 | 1,245,000 | 1,860,000 | 2,528,000 |
| Provision for loan losses | 7,000 | 7,000 | -13,000 | -5,000 |
| Pretax income | 336,000 | 586,000 | 772,000 | 940,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 335,000 | 585,000 | 771,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,996,000 | 12,247,000 | 12,433,000 | 12,600,000 |
| Total capital | 12,500,000 | 12,752,000 | 12,919,000 | 13,097,000 |
| Risk-weighted assets | 48,395,000 | 45,660,000 | 47,218,000 | 47,154,000 |