Call reports 2015
FARMERS STATE BANK OF HAMEL — 2015
What FARMERS STATE BANK OF HAMEL reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 109,989,000 | 112,524,000 | 117,584,000 | 117,167,000 |
| Total loans | 37,683,000 | 37,173,000 | 37,683,000 | 37,992,000 |
| Allowance for loan losses | 511,000 | 487,000 | 491,000 | 496,000 |
| Securities available for sale | 28,569,000 | 28,347,000 | 34,238,000 | 34,613,000 |
| Securities held to maturity | 25,401,000 | 26,415,000 | 25,152,000 | 24,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,426,000 | 100,169,000 | 104,736,000 | 104,417,000 |
| Interest-bearing deposits | 75,580,000 | 75,115,000 | 78,049,000 | 77,377,000 |
| Noninterest-bearing deposits | 21,846,000 | 25,054,000 | 26,687,000 | 27,040,000 |
| Equity capital | 12,132,000 | 11,920,000 | 12,410,000 | 12,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 888,000 | 1,758,000 | 2,621,000 | 3,498,000 |
| Interest expense | 97,000 | 191,000 | 286,000 | 377,000 |
| Net interest income | 791,000 | 1,567,000 | 2,335,000 | 3,121,000 |
| Noninterest income | 112,000 | 191,000 | 307,000 | 396,000 |
| Noninterest expense | 531,000 | 1,389,000 | 2,019,000 | 2,651,000 |
| Provision for loan losses | 5,000 | -20,000 | -20,000 | -16,000 |
| Pretax income | 368,000 | 390,000 | 644,000 | 883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 390,000 | 644,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,546,000 | 11,568,000 | 11,822,000 | 12,061,000 |
| Total capital | 12,057,000 | 12,055,000 | 12,313,000 | 12,557,000 |
| Risk-weighted assets | 47,827,000 | 47,656,000 | 48,657,000 | 47,975,000 |