Call reports 2016
NATIONAL BANK OF DELAWARE COUNTY, WALTON — 2016
What NATIONAL BANK OF DELAWARE COUNTY, WALTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 380,637,000 | 375,497,000 |
| Total loans | 114,245,000 | 112,435,000 |
| Allowance for loan losses | 1,640,000 | 1,649,000 |
| Securities available for sale | 201,860,000 | 215,639,000 |
| Securities held to maturity | 4,401,000 | 4,594,000 |
| Trading assets | 0 | 0 |
| Total deposits | 332,167,000 | 327,673,000 |
| Interest-bearing deposits | 267,036,000 | 261,262,000 |
| Noninterest-bearing deposits | 65,131,000 | 66,411,000 |
| Equity capital | 40,257,000 | 41,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 2,593,000 | 5,200,000 |
| Interest expense | 330,000 | 658,000 |
| Net interest income | 2,263,000 | 4,542,000 |
| Noninterest income | 742,000 | 1,297,000 |
| Noninterest expense | 2,808,000 | 5,666,000 |
| Provision for loan losses | 2,000 | 2,000 |
| Pretax income | 238,000 | 215,000 |
| Income tax | -59,000 | -251,000 |
| Net income | 297,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 33,529,000 | 33,361,000 |
| Total capital | 35,169,000 | 35,010,000 |
| Risk-weighted assets | 148,269,000 | 141,684,000 |