Call reports 2015
NATIONAL BANK OF DELAWARE COUNTY, WALTON — 2015
What NATIONAL BANK OF DELAWARE COUNTY, WALTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 365,355,000 | 372,971,000 | 372,457,000 | 369,892,000 |
| Total loans | 105,145,000 | 111,839,000 | 113,835,000 | 115,638,000 |
| Allowance for loan losses | 1,611,000 | 1,648,000 | 1,665,000 | 1,682,000 |
| Securities available for sale | 212,438,000 | 217,303,000 | 215,416,000 | 209,204,000 |
| Securities held to maturity | 849,000 | 1,466,000 | 1,746,000 | 4,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,540,000 | 323,119,000 | 318,045,000 | 318,866,000 |
| Interest-bearing deposits | 258,467,000 | 260,274,000 | 250,827,000 | 251,335,000 |
| Noninterest-bearing deposits | 59,073,000 | 62,845,000 | 67,218,000 | 67,531,000 |
| Equity capital | 38,886,000 | 36,722,000 | 38,580,000 | 38,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,373,000 | 8,109,000 | 10,796,000 |
| Interest expense | 370,000 | 722,000 | 1,076,000 | 1,425,000 |
| Net interest income | 2,253,000 | 4,651,000 | 7,033,000 | 9,371,000 |
| Noninterest income | 562,000 | 1,119,000 | 1,696,000 | 2,285,000 |
| Noninterest expense | 3,118,000 | 6,103,000 | 8,967,000 | 11,432,000 |
| Provision for loan losses | 71,000 | 126,000 | 179,000 | 200,000 |
| Pretax income | 329,000 | 429,000 | 476,000 | 980,000 |
| Income tax | 8,000 | -95,000 | -220,000 | -183,000 |
| Net income | 321,000 | 524,000 | 696,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,292,000 | 33,116,000 | 33,950,000 | 34,255,000 |
| Total capital | 34,903,000 | 34,764,000 | 35,615,000 | 35,937,000 |
| Risk-weighted assets | 142,171,000 | 151,010,000 | 153,243,000 | 152,545,000 |