Call reports 2014
NATIONAL BANK OF DELAWARE COUNTY, WALTON — 2014
What NATIONAL BANK OF DELAWARE COUNTY, WALTON reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 276,779,000 | 283,363,000 | 369,383,000 | 379,581,000 |
| Total loans | 96,318,000 | 97,289,000 | 98,576,000 | 102,760,000 |
| Allowance for loan losses | 1,655,000 | 1,635,000 | 1,592,000 | 1,585,000 |
| Securities available for sale | 131,864,000 | 147,407,000 | 202,015,000 | 232,298,000 |
| Securities held to maturity | 2,111,000 | 2,018,000 | 1,958,000 | 863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,387,000 | 236,955,000 | 312,628,000 | 307,662,000 |
| Interest-bearing deposits | 195,412,000 | 191,221,000 | 248,899,000 | 243,736,000 |
| Noninterest-bearing deposits | 45,975,000 | 45,734,000 | 63,729,000 | 63,926,000 |
| Equity capital | 27,265,000 | 28,806,000 | 37,180,000 | 38,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,104,000 | 4,301,000 | 6,511,000 | 9,245,000 |
| Interest expense | 354,000 | 713,000 | 1,060,000 | 1,441,000 |
| Net interest income | 1,750,000 | 3,588,000 | 5,451,000 | 7,804,000 |
| Noninterest income | 332,000 | 649,000 | 1,037,000 | 2,040,000 |
| Noninterest expense | 1,956,000 | 4,269,000 | 6,808,000 | 9,759,000 |
| Provision for loan losses | 15,000 | 54,000 | 29,000 | 74,000 |
| Pretax income | 114,000 | 669,000 | 517,000 | 1,224,000 |
| Income tax | -94,000 | 4,000 | -163,000 | -7,000 |
| Net income | 208,000 | 665,000 | 680,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,610,000 | 23,867,000 | 31,334,000 | 31,754,000 |
| Total capital | 26,247,000 | 25,502,000 | 32,926,000 | 33,339,000 |
| Risk-weighted assets | 130,970,000 | 134,123,000 | 171,488,000 | 196,636,000 |