Call reports 2013
NATIONAL BANK OF DELAWARE COUNTY, WALTON — 2013
What NATIONAL BANK OF DELAWARE COUNTY, WALTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 273,242,000 | 271,246,000 | 265,568,000 | 262,386,000 |
| Total loans | 95,097,000 | 95,416,000 | 95,341,000 | 97,071,000 |
| Allowance for loan losses | 1,634,000 | 1,607,000 | 1,540,000 | 1,680,000 |
| Securities available for sale | 138,911,000 | 140,453,000 | 126,817,000 | 128,484,000 |
| Securities held to maturity | 3,113,000 | 2,549,000 | 2,497,000 | 2,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,121,000 | 229,396,000 | 229,811,000 | 227,741,000 |
| Interest-bearing deposits | 211,498,000 | 205,605,000 | 202,526,000 | 184,651,000 |
| Noninterest-bearing deposits | 22,623,000 | 23,791,000 | 27,285,000 | 43,090,000 |
| Equity capital | 29,755,000 | 26,102,000 | 25,706,000 | 25,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,546,000 | 6,769,000 | 8,838,000 |
| Interest expense | 402,000 | 797,000 | 1,184,000 | 1,550,000 |
| Net interest income | 1,866,000 | 3,749,000 | 5,585,000 | 7,288,000 |
| Noninterest income | 312,000 | 601,000 | 899,000 | 1,526,000 |
| Noninterest expense | 1,879,000 | 3,736,000 | 5,610,000 | 7,614,000 |
| Provision for loan losses | 75,000 | 120,000 | 270,000 | 525,000 |
| Pretax income | 224,000 | 637,000 | 1,025,000 | 1,406,000 |
| Income tax | -73,000 | -63,000 | -55,000 | -38,000 |
| Net income | 297,000 | 700,000 | 1,080,000 | 1,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,188,000 | 24,118,000 | 24,486,000 | 24,419,000 |
| Total capital | 25,760,000 | 25,725,000 | 26,026,000 | 26,049,000 |
| Risk-weighted assets | 125,718,000 | 131,196,000 | 131,033,000 | 130,380,000 |