Call reports 2012
NATIONAL BANK OF DELAWARE COUNTY, WALTON — 2012
What NATIONAL BANK OF DELAWARE COUNTY, WALTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 269,532,000 | 275,104,000 | 271,263,000 | 268,326,000 |
| Total loans | 97,900,000 | 98,167,000 | 97,770,000 | 96,882,000 |
| Allowance for loan losses | 1,529,000 | 1,457,000 | 1,557,000 | 1,562,000 |
| Securities available for sale | 135,197,000 | 138,667,000 | 139,531,000 | 138,141,000 |
| Securities held to maturity | 1,396,000 | 1,967,000 | 3,137,000 | 3,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,204,000 | 225,803,000 | 225,437,000 | 221,584,000 |
| Interest-bearing deposits | 204,657,000 | 204,762,000 | 200,414,000 | 198,731,000 |
| Noninterest-bearing deposits | 25,547,000 | 21,041,000 | 25,023,000 | 22,853,000 |
| Equity capital | 28,900,000 | 29,121,000 | 29,957,000 | 30,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 4,911,000 | 7,289,000 | 9,603,000 |
| Interest expense | 530,000 | 1,012,000 | 1,460,000 | 1,884,000 |
| Net interest income | 1,926,000 | 3,899,000 | 5,829,000 | 7,719,000 |
| Noninterest income | 332,000 | 638,000 | 945,000 | 1,298,000 |
| Noninterest expense | 1,960,000 | 3,875,000 | 5,824,000 | 7,580,000 |
| Provision for loan losses | 30,000 | 45,000 | 145,000 | 233,000 |
| Pretax income | 399,000 | 746,000 | 1,029,000 | 1,580,000 |
| Income tax | 21,000 | 43,000 | 19,000 | 92,000 |
| Net income | 378,000 | 703,000 | 1,010,000 | 1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,528,000 | 23,435,000 | 23,792,000 | 23,848,000 |
| Total capital | 25,058,000 | 24,892,000 | 25,349,000 | 25,396,000 |
| Risk-weighted assets | 124,003,000 | 125,147,000 | 124,977,000 | 123,840,000 |