Call reports 2015
HOME FEDERAL BANK — 2015
What HOME FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,136,590,000 | 1,183,619,000 | 1,169,363,000 | 1,170,034,000 |
| Total loans | 876,073,000 | 923,457,000 | 915,307,000 | 913,540,000 |
| Allowance for loan losses | 11,012,000 | 11,230,000 | 11,256,000 | 11,459,000 |
| Securities available for sale | 160,599,000 | 158,453,000 | 153,817,000 | 152,723,000 |
| Securities held to maturity | 20,234,000 | 20,156,000 | 20,042,000 | 20,021,000 |
| Trading assets | 726,000 | 632,000 | 679,000 | 560,000 |
| Total deposits | 959,719,000 | 981,931,000 | 937,557,000 | 957,587,000 |
| Interest-bearing deposits | 782,065,000 | 791,026,000 | 768,612,000 | 799,727,000 |
| Noninterest-bearing deposits | 177,654,000 | 190,905,000 | 168,945,000 | 157,860,000 |
| Equity capital | 123,227,000 | 124,084,000 | 127,147,000 | 127,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,033,000 | 20,700,000 | 31,535,000 | 42,323,000 |
| Interest expense | 925,000 | 1,836,000 | 2,760,000 | 3,784,000 |
| Net interest income | 9,108,000 | 18,864,000 | 28,775,000 | 38,539,000 |
| Noninterest income | 3,123,000 | 6,834,000 | 13,267,000 | 16,576,000 |
| Noninterest expense | 9,465,000 | 18,803,000 | 28,285,000 | 37,857,000 |
| Provision for loan losses | 282,000 | 912,000 | 1,090,000 | 1,281,000 |
| Pretax income | 1,408,000 | 4,925,000 | 11,615,000 | 14,940,000 |
| Income tax | 343,000 | 1,465,000 | 3,801,000 | 4,878,000 |
| Net income | 1,065,000 | 3,460,000 | 7,814,000 | 10,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,149,000 | 121,306,000 | 123,723,000 | 124,890,000 |
| Total capital | 131,110,000 | 132,485,000 | 135,021,000 | 136,395,000 |
| Risk-weighted assets | 961,298,000 | 997,175,000 | 990,131,000 | 997,285,000 |