Call reports 2023
HOYNE SAVINGS BANK — 2023
What HOYNE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 468,567,000 | 454,470,000 | 449,126,000 | 443,915,000 |
| Total loans | 177,797,000 | 177,031,000 | 186,456,000 | 192,367,000 |
| Allowance for loan losses | 1,653,000 | 1,653,000 | 1,653,000 | 1,653,000 |
| Securities available for sale | 141,836,000 | 139,568,000 | 132,992,000 | 136,885,000 |
| Securities held to maturity | 62,504,000 | 60,840,000 | 58,764,000 | 57,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,226,000 | 379,495,000 | 376,713,000 | 364,940,000 |
| Interest-bearing deposits | 376,730,000 | 363,276,000 | 353,130,000 | 348,338,000 |
| Noninterest-bearing deposits | 15,496,000 | 16,219,000 | 23,583,000 | 16,602,000 |
| Equity capital | 74,720,000 | 73,386,000 | 70,176,000 | 75,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,659,000 | 7,485,000 | 11,384,000 | 15,409,000 |
| Interest expense | 666,000 | 1,650,000 | 2,924,000 | 4,490,000 |
| Net interest income | 2,993,000 | 5,835,000 | 8,460,000 | 10,919,000 |
| Noninterest income | 129,000 | 261,000 | 432,000 | 605,000 |
| Noninterest expense | 3,017,000 | 5,942,000 | 8,757,000 | 13,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 105,000 | 154,000 | 135,000 | -1,827,000 |
| Income tax | 50,000 | 99,000 | 159,000 | -3,176,000 |
| Net income | 55,000 | 55,000 | -24,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,693,000 | 92,739,000 | 92,705,000 | 88,233,000 |