Call reports 2022
HOYNE SAVINGS BANK — 2022
What HOYNE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 514,933,000 | 500,338,000 | 479,982,000 | 468,264,000 |
| Total loans | 195,791,000 | 192,718,000 | 184,120,000 | 181,888,000 |
| Allowance for loan losses | 1,351,000 | 1,301,000 | 881,000 | 902,000 |
| Securities available for sale | 153,537,000 | 146,879,000 | 134,985,000 | 137,220,000 |
| Securities held to maturity | 48,502,000 | 55,135,000 | 62,096,000 | 63,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,832,000 | 420,702,000 | 405,679,000 | 391,100,000 |
| Interest-bearing deposits | 408,384,000 | 402,344,000 | 386,339,000 | 373,936,000 |
| Noninterest-bearing deposits | 17,448,000 | 18,358,000 | 19,340,000 | 17,164,000 |
| Equity capital | 82,808,000 | 78,159,000 | 72,319,000 | 75,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,868,000 | 5,884,000 | 9,296,000 | 12,911,000 |
| Interest expense | 206,000 | 393,000 | 622,000 | 1,001,000 |
| Net interest income | 2,662,000 | 5,491,000 | 8,674,000 | 11,910,000 |
| Noninterest income | 217,000 | 318,000 | 479,000 | 608,000 |
| Noninterest expense | 2,740,000 | 5,310,000 | 8,071,000 | 10,731,000 |
| Provision for loan losses | 0 | 0 | 0 | 36,000 |
| Pretax income | 139,000 | 499,000 | 1,082,000 | 1,751,000 |
| Income tax | 12,000 | 66,000 | 121,000 | -93,000 |
| Net income | 127,000 | 433,000 | 961,000 | 1,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,503,000 | 91,857,000 | 92,430,000 | 95,292,000 |