Call reports 2018
HOYNE SAVINGS BANK — 2018
What HOYNE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 464,026,000 | 456,836,000 | 447,257,000 | 447,137,000 |
| Total loans | 193,681,000 | 198,707,000 | 200,857,000 | 200,996,000 |
| Allowance for loan losses | 895,000 | 957,000 | 936,000 | 944,000 |
| Securities available for sale | 53,461,000 | 50,607,000 | 55,222,000 | 60,635,000 |
| Securities held to maturity | 118,008,000 | 107,810,000 | 94,028,000 | 89,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,982,000 | 379,744,000 | 371,705,000 | 370,243,000 |
| Interest-bearing deposits | 376,228,000 | 367,220,000 | 360,241,000 | 358,273,000 |
| Noninterest-bearing deposits | 10,754,000 | 12,524,000 | 11,464,000 | 11,970,000 |
| Equity capital | 72,878,000 | 73,145,000 | 73,111,000 | 74,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,359,000 | 6,893,000 | 10,403,000 | 14,063,000 |
| Interest expense | 633,000 | 1,330,000 | 2,109,000 | 2,976,000 |
| Net interest income | 2,726,000 | 5,563,000 | 8,294,000 | 11,087,000 |
| Noninterest income | 9,000 | 138,000 | 202,000 | 323,000 |
| Noninterest expense | 2,752,000 | 5,581,000 | 8,248,000 | 10,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -15,000 | 122,000 | 250,000 | 1,209,000 |
| Income tax | -4,000 | -232,000 | -230,000 | -230,000 |
| Net income | -11,000 | 354,000 | 480,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,125,000 | 71,748,000 | 71,993,000 | 73,072,000 |
| Total capital | 72,020,000 | 72,705,000 | 72,929,000 | 74,016,000 |
| Risk-weighted assets | 160,563,000 | 165,713,000 | 168,985,000 | 155,814,000 |