Call reports 2016
HOYNE SAVINGS BANK — 2016
What HOYNE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 269,072,000 | 269,166,000 | 265,848,000 | 265,483,000 |
| Total loans | 129,299,000 | 128,151,000 | 124,516,000 | 120,595,000 |
| Allowance for loan losses | 1,116,000 | 1,326,000 | 1,277,000 | 1,267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 75,740,000 | 76,151,000 | 80,784,000 | 76,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,550,000 | 217,634,000 | 214,240,000 | 214,435,000 |
| Interest-bearing deposits | 210,137,000 | 208,825,000 | 207,092,000 | 206,710,000 |
| Noninterest-bearing deposits | 7,413,000 | 8,809,000 | 7,148,000 | 7,725,000 |
| Equity capital | 50,753,000 | 50,537,000 | 50,786,000 | 50,218,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,458,000 | 5,123,000 | 6,696,000 |
| Interest expense | 197,000 | 405,000 | 617,000 | 834,000 |
| Net interest income | 1,560,000 | 3,053,000 | 4,506,000 | 5,862,000 |
| Noninterest income | 10,000 | 39,000 | 81,000 | 107,000 |
| Noninterest expense | 1,868,000 | 3,606,000 | 5,431,000 | 7,381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -298,000 | -514,000 | -844,000 | -1,412,000 |
| Income tax | 0 | 0 | -579,000 | -579,000 |
| Net income | -298,000 | -514,000 | -265,000 | -833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,152,000 | 49,936,000 | 49,630,000 | 49,062,000 |
| Total capital | 51,239,000 | 51,015,000 | 50,685,000 | 50,095,000 |
| Risk-weighted assets | 86,688,000 | 85,845,000 | 83,723,000 | 81,943,000 |