Call reports 2026
RONDOUT SAVINGS BANK — 2026
What RONDOUT SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 510,424,000 | 512,033,000 |
| Total loans | 412,908,000 | 411,591,000 |
| Allowance for loan losses | 4,060,000 | 4,020,000 |
| Securities available for sale | 47,644,000 | 47,315,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 443,374,000 | 449,348,000 |
| Interest-bearing deposits | 381,561,000 | 385,672,000 |
| Noninterest-bearing deposits | 61,813,000 | 63,676,000 |
| Equity capital | 43,153,000 | 43,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,465,000 | 11,066,000 |
| Interest expense | 2,332,000 | 4,704,000 |
| Net interest income | 3,133,000 | 6,362,000 |
| Noninterest income | 391,000 | 844,000 |
| Noninterest expense | 3,155,000 | 6,251,000 |
| Provision for loan losses | 41,000 | 3,000 |
| Pretax income | 244,000 | 876,000 |
| Income tax | 52,000 | 185,000 |
| Net income | 192,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,058,000 | 50,557,000 |
| Total capital | 54,311,000 | 54,806,000 |
| Risk-weighted assets | 340,211,000 | 340,306,000 |