Call report 2025Q4
RONDOUT SAVINGS BANK — 2025Q4
The 22 measures RONDOUT SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 512,006,000 | USD | evidence → |
| Total loans | 412,413,000 | USD | evidence → |
| Allowance for loan losses | 4,020,000 | USD | evidence → |
| Securities available for sale | 48,434,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,969,000 | USD | evidence → |
| Interest-bearing deposits | 385,554,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,415,000 | USD | evidence → |
| Equity capital | 43,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,301,000 | USD | evidence → |
| Interest expense | 10,955,000 | USD | evidence → |
| Net interest income | 11,346,000 | USD | evidence → |
| Noninterest income | 2,148,000 | USD | evidence → |
| Noninterest expense | 12,701,000 | USD | evidence → |
| Provision for loan losses | -75,000 | USD | evidence → |
| Pretax income | 899,000 | USD | evidence → |
| Income tax | 225,000 | USD | evidence → |
| Net income | 674,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,866,000 | USD | evidence → |
| Total capital | 54,039,000 | USD | evidence → |
| Risk-weighted assets | 339,602,000 | USD | evidence → |