Call report 2023Q4
RONDOUT SAVINGS BANK — 2023Q4
The 22 measures RONDOUT SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 563,998,000 | USD | evidence → |
| Total loans | 446,681,000 | USD | evidence → |
| Allowance for loan losses | 4,608,000 | USD | evidence → |
| Securities available for sale | 66,785,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 467,263,000 | USD | evidence → |
| Interest-bearing deposits | 393,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,810,000 | USD | evidence → |
| Equity capital | 39,248,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,059,000 | USD | evidence → |
| Interest expense | 9,340,000 | USD | evidence → |
| Net interest income | 12,719,000 | USD | evidence → |
| Noninterest income | 1,878,000 | USD | evidence → |
| Noninterest expense | 13,857,000 | USD | evidence → |
| Provision for loan losses | 284,000 | USD | evidence → |
| Pretax income | 493,000 | USD | evidence → |
| Income tax | -6,000 | USD | evidence → |
| Net income | 499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,860,000 | USD | evidence → |
| Total capital | 53,582,000 | USD | evidence → |
| Risk-weighted assets | 377,611,000 | USD | evidence → |