Call report 2022Q4
RONDOUT SAVINGS BANK — 2022Q4
The 22 measures RONDOUT SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,847,000 | USD | evidence → |
| Total loans | 414,779,000 | USD | evidence → |
| Allowance for loan losses | 4,373,000 | USD | evidence → |
| Securities available for sale | 69,369,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 455,920,000 | USD | evidence → |
| Interest-bearing deposits | 375,256,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,664,000 | USD | evidence → |
| Equity capital | 37,358,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,016,000 | USD | evidence → |
| Interest expense | 2,062,000 | USD | evidence → |
| Net interest income | 14,954,000 | USD | evidence → |
| Noninterest income | 1,610,000 | USD | evidence → |
| Noninterest expense | 13,653,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 2,431,000 | USD | evidence → |
| Income tax | 514,000 | USD | evidence → |
| Net income | 1,917,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,608,000 | USD | evidence → |
| Total capital | 52,921,000 | USD | evidence → |
| Risk-weighted assets | 344,988,000 | USD | evidence → |